🇲🇺 For NRIs based in Mauritius · MRA accepted · Remote process

NRI Home Loan for Mauritius Residents

Can an NRI in Mauritius get a home loan in India? Yes — for property you want to buy, one that's under construction, or to refinance an existing loan, processed remotely from Mauritius with digital KYC and Power of Attorney support, across 24+ banks and NBFCs.

Check My Eligibility

💡 A note on status: NRI home loans are for Indian citizens residing abroad. If you're a Mauritian citizen of Indian origin rather than an Indian passport holder, you may still qualify with a valid OCI card — worth confirming your specific status with an advisor before applying, since Mauritius has a large, long-established Indian-origin population with varying citizenship status.

WHY MAURITIUS-BASED NRIS COME TO US

Built around how you actually document income in Mauritius

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MRA records accepted

Your Mauritius Revenue Authority documentation works as proof

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Any visa/residency category

Status type doesn't block eligibility — income stability does

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Remote Power of Attorney

Notarized and attested via the Indian High Commission — no flight required

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Mauritius time-zone support

Advisors available in your working hours, not just IST

~MUR 157,000–165,000

Typical minimum monthly income equivalent — most Indian lenders group Mauritius with the USA and other non-Gulf countries under one income bracket (commonly USD 3,500/month equivalent), rather than publishing a distinct Mauritius-specific figure.

ELIGIBILITY

Who can apply, from Mauritius

Criteria	Typical Requirement
Status	NRI (Indian citizen), or OCI cardholder residing in Mauritius
Age	21–60 years at application, subject to age at loan maturity
Minimum income	~MUR 157,000–165,000/month equivalent, varies by lender
Employment	Salaried (1-2 years current employment) or self-employed with registered business
Co-applicant	Often preferred — commonly an Indian resident relative
Repayment account	NRE, NRO, or FCNR account in your name

RATES

Compare rates across our panel

Rates for Mauritius-based NRIs are generally the same as our standard panel rates — see the full lender-by-lender breakdown.

View Full Comparison →

PROCESS

How it works, from Mauritius

Share your details

Income, employer, visa status, and property information.

We match lenders

Matched against our panel, factoring in your specific income and employer profile.

Remote documentation

Digital KYC, with Power of Attorney notarized and attested through the Indian High Commission in Mauritius.

Disbursal

Single payout for purchase, or milestone-linked for under-construction property.

DOCUMENTS

What you'll need, from Mauritius

Mauritius Residency & Identity

Passport (Indian) with valid Mauritius visa/work permit
PAN card (or Form 60)
OCI card, if applicable

Income & Employment

MRA (Mauritius Revenue Authority) income records
Recent payslips (last 3-6 months)
Employment contract
Mauritius bank statements (last 6 months)

Property

Sale agreement or builder-buyer agreement
Property title documents
RERA registration, for under-construction property

Authorization

Power of Attorney, notarized and attested via the Indian High Commission in Mauritius
Co-applicant's documents, if applicable

EXPLORE BY PRODUCT

Beyond a purchase loan

Loan Against Property → Balance Transfer → Home Loan Top-up → Personal Loans →

FAQ

Questions Mauritius-based NRIs ask us

Can I get a home loan without visiting India? +

Yes. Most lenders accept a notarized Power of Attorney (attested via the Indian High Commission in Mauritius) along with digital or video KYC, so the process can be completed remotely, with physical presence typically needed only at final registration in some cases.

What's the minimum income required from Mauritius? +

Most Indian lenders group Mauritius with the USA and other non-Gulf countries under one income bracket, commonly around USD 3,500/month equivalent — roughly MUR 157,000-165,000/month at typical exchange rates.

I'm a Mauritian citizen of Indian origin, not an Indian passport holder — can I still apply? +

NRI home loans are specifically for Indian citizens residing abroad. If you hold Mauritian citizenship rather than an Indian passport, you may still qualify if you have a valid OCI card — worth confirming your specific status with an advisor before applying.

Talk to an advisor who understands Mauritius-based NRIs

Free eligibility check. No obligation. Response within one business day, Mauritius time.