We didn't start as brokers. We started as bankers.
NRI Home Finance is led by Himanshu Gupta and Sachin Gupta — who together spent over 35 years inside the banking system before building an advisory for NRIs on the other side of the table.
The people behind the advisory
A Management Graduate from SCHMRD Pune with 20+ years of leadership in Banking and Finance, Himanshu has held senior roles at Godrej Capital, RBL Bank, Barclays Finance, and ICICI Bank — building a deep understanding of underwriting, credit policy, and how lenders actually evaluate a borrower's file from the inside.
That bank-side experience now shapes how NRI Home Finance matches clients to lenders — not by who pays the best commission, but by whose underwriting a specific applicant's profile is most likely to clear.
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Sachin holds a B.A. in Economics from Delhi University and an MBA in Marketing & Finance from IBS Hyderabad. Before founding the parent advisory in 2012, he spent 15+ years at ICICI, HSBC, and Standard Chartered — three institutions with deep NRI banking practices across the Gulf, UK, and Southeast Asia.
That's the same NRI-banking lens now built into how this platform is structured — designed around how NRIs actually bank and document income abroad, not how a resident Indian borrower's file looks.
View LinkedIn →Why a banking background matters for your loan
Most home loan "advisors" are salespeople reading a rate sheet. Ours have sat on the other side — approving, structuring, and sometimes declining files. That changes what we can actually do for you.
We know what gets a file rejected
Documentation gaps that are obvious from inside underwriting are invisible to most brokers until the rejection comes back.
We know which lender fits which profile
Having worked inside ICICI, RBL, HSBC, Standard Chartered, and Godrej's lending arm, we know each institution's real appetite for NRI risk — not just their advertised rate.
We've built this for NRIs specifically
Sachin's NRI-banking background at HSBC and Standard Chartered shaped how this platform handles income documentation across countries — not a generic resident-Indian process with "NRI" added on top.
IA Wealth Group
NRI Home Finance operates under IA Wealth Group, founded in India in 2012 and expanded to Dubai in 2025 — RERA Reg. 52591, Trade License 1512596, Broker Card 86334. The parent firm has served 4,000+ HNI investors across Dubai off-plan, India branded residences, and Senior Living. This platform brings that same team's lending expertise to NRI home financing specifically.
Talk to a former banker, not a call-center script
Free eligibility check. No obligation. Response within one business day, wherever you're calling from.