🇬🇷 For NRIs based in Greece · AFM accepted · Remote process

NRI Home Loan for Greece Residents

Can an NRI in Greece get a home loan in India? For property you want to buy, one that's under construction, or to refinance an existing loan — but eligibility for Greece-based applicants varies by lender, so confirm with an advisor before proceeding. See the note below.

Check My Eligibility

⚠️ A genuine flag, not boilerplate: some lenders' published eligibility criteria exclude certain EU countries, including Greece, for reasons specific to their own compliance policies. This varies by lender — some on our panel may serve Greece-based applicants, others may not. We'll confirm which specific lenders apply to your situation before you proceed, rather than assume eligibility.

WHY GREECE-BASED NRIS COME TO US

Built around how you actually document income in Greece

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AFM accepted

Your Greek tax registry number supports income verification

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Any residence permit category

Status type doesn't block eligibility — income stability does

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Remote Power of Attorney

Notarized and attested via the Indian Embassy — no flight required

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Greece time-zone support

Advisors available in your working hours, not just IST

~EUR 3,200–3,300

Typical minimum monthly income equivalent — for lenders that do serve Greece-based applicants, most group it with the USA and other non-Gulf countries under one income bracket (commonly USD 3,500/month equivalent).

ELIGIBILITY

Who can apply, from Greece

Criteria	Typical Requirement
Status	NRI, PIO, or OCI cardholder residing in Greece
Lender availability	Varies by lender — confirm with your advisor before proceeding
Age	21–60 years at application, subject to age at loan maturity
Minimum income	~EUR 3,200–3,300/month equivalent, varies by lender
Co-applicant	Often preferred — commonly an Indian resident relative
Repayment account	NRE, NRO, or FCNR account in your name

RATES

Compare rates across our panel

See which lenders on our panel serve Greece-based applicants and their current indicative rates.

View Full Comparison →

PROCESS

How it works, from Greece

Confirm eligibility first

We check which lenders on our panel serve Greece-based applicants.

Share your details

Income, employer, residence permit status, and property information.

Remote documentation

Digital KYC, with Power of Attorney notarized and attested through the Indian Embassy in Greece.

Disbursal

Single payout for purchase, or milestone-linked for under-construction property.

DOCUMENTS

What you'll need, from Greece

Greece Residency & Identity

Passport with valid Greek residence permit
PAN card (or Form 60)
Greece address proof

Income & Employment

AFM (tax registry number) and tax filing records
Recent payslips (last 3-6 months)
Employment contract
Greece bank statements (last 6 months)

Property

Sale agreement or builder-buyer agreement
Property title documents
RERA registration, for under-construction property

Authorization

Power of Attorney, notarized and attested via the Indian Embassy in Greece
Co-applicant's documents, if applicable

EXPLORE BY PRODUCT

Beyond a purchase loan

Loan Against Property → Balance Transfer → Home Loan Top-up → Personal Loans →

FAQ

Questions Greece-based NRIs ask us

Can I get a home loan without visiting India? +

Yes, for lenders that serve Greece-based applicants. Most accept a notarized Power of Attorney (attested via the Indian Embassy in Greece) along with digital or video KYC, so the process can be completed remotely.

Is Greece excluded from NRI home loan eligibility, like some other EU countries? +

Some lenders' published eligibility lists exclude certain EU countries, including Greece, for reasons specific to their own compliance policies — this varies by lender. Confirm directly with your advisor whether a lender on our panel serves Greece-based applicants before proceeding.

What's the minimum income required from Greece? +

For lenders that do serve Greece-based applicants, most group it with the USA and other non-Gulf countries under one income bracket, commonly around USD 3,500/month equivalent — roughly EUR 3,200-3,300/month at typical exchange rates.

Talk to an advisor before assuming eligibility

Free eligibility check first. No obligation. Response within one business day, Greece time.