31 banks and NBFCs, one advisor.

We're not tied to any single lender's sales target — we're a registered NRI home loan DSA working across public sector banks, private banks, international banks, and housing finance companies, so what we recommend fits your profile, not our quota.

31Empanelled lenders
4Lender categories
30+Countries served
⚠ Descriptions are general/factual — logo images and lender-specific NRI terms still need your confirmation

Government-backed, often the lowest starting rates

PSU banks typically offer the most competitive starting rates for salaried NRIs with strong profiles, though processing can take longer than private banks.

State Bank of India (SBI)
India's largest bank by assets, with a dedicated NRI home loan desk and wide branch network for documentation support.
Check SBI rates →
Bank of Baroda
Major public sector bank with a strong NRI banking division and competitive processing fees.
Check rates →
Punjab National Bank
One of India's oldest PSU banks, offering home loans to NRIs across salaried and self-employed categories.
Check rates →
Union Bank of India
PSU bank with competitive NRI home loan rates and a large network for remote KYC verification.
Check rates →

Faster processing, digital-first documentation

Private banks generally move faster on approval and disbursal, with more digital KYC options — useful when you're managing the process from abroad.

HDFC Bank
India's largest private bank by assets, with one of the most established NRI home loan desks.
Check rates →
ICICI Bank
Large private bank offering digital application tracking, useful for NRIs managing the process remotely.
Check rates →
Axis Bank
Private bank with flexible tenure options and dedicated NRI relationship managers.
Check rates →
Kotak Mahindra Bank
Private bank known for competitive rates and quick digital processing for NRI applicants.
Check rates →
Federal Bank
Strong NRI banking heritage, particularly well-known among Gulf and Southeast Asia-based NRIs.
Check rates →
RBL Bank
Private bank offering home loans with flexible eligibility criteria for NRI salaried applicants.
Check rates →
IDFC FIRST Bank
Newer-generation private bank with a fully digital loan application and tracking process.
Check rates →
IndusInd Bank
Private bank with home loan products tailored to NRI income documentation across multiple countries.
Check rates →
Yes Bank
Private bank offering home loans with flexible tenure and digital documentation support.
Check rates →
Karnataka Bank
Established private bank with a growing NRI home loan portfolio, particularly for South India property purchases.
Check rates →

Familiar names if you already bank with them abroad

If you already hold an account with one of these banks in your country of residence, their India home loan process can sometimes be smoother to coordinate.

HSBC
International bank with NRI home loan offerings, useful if you already bank with HSBC in your country of residence.
Check rates →
Standard Chartered
International bank with a strong NRI banking presence across the Gulf, UK, and Southeast Asia.
Check rates →
DBS Bank
Singapore-headquartered bank with India operations, relevant for NRIs based in Singapore and Southeast Asia.
Check rates →

Often more flexible on eligibility and income documentation

NBFCs and HFCs can be more flexible than banks on income-proof formats and self-employed/business income — useful for NRIs with non-standard payslip structures.

PNB Housing Finance
Housing finance company with dedicated NRI loan products and flexible documentation.
Check rates →
Bajaj Housing Finance
Housing finance arm of Bajaj Finserv, known for fast digital processing and competitive starting rates.
Check rates →
LIC Housing Finance
Housing finance company backed by LIC, with a long track record in NRI home loans.
Check rates →
Tata Capital Housing Finance
Housing finance arm of the Tata Group, offering home loans and loan against property.
Check rates →
Sammaan Capital
Formerly Indiabulls Housing Finance — established housing finance company with a broad NRI loan book.
Check rates →
L&T Finance / Housing
Housing finance arm of Larsen & Toubro, offering home loans and construction-linked disbursal.
Check rates →
Godrej Housing Finance
Newer housing finance company from the Godrej Group, with a digital-first NRI application process.
Check rates →
Aditya Birla Housing Finance
Housing finance arm of the Aditya Birla Group, offering home loans and top-up financing.
Check rates →
Aavas Financiers
Housing finance company focused on affordable and mid-segment home loans, including under-served markets.
Check rates →
ICICI Home Finance
Housing finance subsidiary of ICICI Bank, operating as a separate NBFC entity.
Check rates →
Shriram Housing Finance
Housing finance company with flexible eligibility norms, useful for self-employed and business-income NRIs.
Check rates →
Poonawalla Housing Finance
Housing finance company under the Poonawalla Group, offering home loans and LAP.
Check rates →
Muthoot Housing Finance
Housing finance arm of the Muthoot Group, with a focus on affordable housing segments.
Check rates →
Fedbank Financial Services
NBFC promoted by Federal Bank, offering loans against property and related financing.
Check rates →

Why go multi-lender instead of one bank's website?

One lender's site will only ever show you one lender's product. Your file might fit a PSU bank's slower, cheaper process — or a private bank's faster digital one — or an NBFC's more flexible documentation. We match it, instead of hoping the first bank you tried says yes.

Not commission-blind

We're paid by lenders, but recommend based on your profile fitting the lender — not the other way around.

One file, multiple options

Submit your documents once; we route to the lenders most likely to approve your specific profile.

Global time-zone support

Dedicated teams across Gulf, US, EU, and ANZ hours — so "banking hours in India" isn't the bottleneck.

Not sure which lender fits your profile?

Tell us your income, country, and property plans — we'll tell you which of our 31 lenders is the best fit.

Want an advisor to reach out?

Chat with us on WhatsApp — free, no obligation, real answers within one business day.

Chat on WhatsApp